What do you want to experience in an auto insurance quote? Do you want a list of companies showing roughly estimated rates? Do you want a plethro of calls from a bunch of different Agencies? While some of us find this useful, many of us want something better. How about you? What would you like to have happen after requesting a quote online?
Here's what we can offer You as an online insurance quote service.
You may simply fill out the quote form provided and select from a list of local licensed local Independent Agent or Broker in your area who will run your quote with several 'A' rated companies. The selected Independent Agent will put in the time in determining what discounts to apply, which companies to rate and finally which Insurance Company is the best choice for your specific needs. We want you to not only be properly insured for less but to also have a local Independent Agent who can provide you with the service you deserve.
One Agent, Several Companies, Great Service and an Affordable Rate.
Each Agent we work with proudly represents several companies including Insurers such as State Auto, Progressive, Travelers, MetLife and Safeco.
We also offer several articles detailing how your insurance rate is determined and how you can go about reducing the cost of your insurance. Feel free to browse through our selection of articles provided.
Mar 24
I know firsthand how the cost of car insurance can be aggravated at times. You are a careful driver who has never been in an auto accident and you we have to pay the premiums month-to-month, every six months and sometimes annually.
Phoenix drivers have noticed that car insurance here in Arizona is a little bit more pricy compared to many other areas of the U.S. Arizona has some of the higher speed limits in the country. Arizona is also known for its increasing rate of hit and run accidents. These two factors alone play a major factor in the rating process.
Car Insurance Tips for Phoenix Drivers
Phoenix drivers can start saving more on auto insurance if they take advantage of driving courses offered if in-fact they do receive a citation. Taking a course will keep the citation off of your record. Having citations and accidents on record significantly increase your rate.
When searching for auto insurance in Phoenix while some shoppers choose the first company offering the most competitive price. There may be another company that can provide the same policy you at a fraction of the cost. That’s why it’s so important to comparison shop several different companies before selecting a one that fits your needs.
Drive safe and look out for construction signs, even at night. To remember driving home one day and it was about 10:00 PM. There was a 3 mile stretch of road that was under construction while another 3 mile stretch date and appear to be under construction however the 25 mph speed limit still applied. The same cost pool of people on the stretch several times. Their goal is to give away free tickets so be sure to be on the lookout.
You may also want consider a combining your auto and home policy together. Some companies will give pretty hefty discounts for those who do this. There is a 90% chance this will help you save more on auto insurance, however there is a 10% chance that to stand-alone policies will work out in your favor.
Dec 07
The law in the State of Texas requires Drivers to maintain the minimum liability coverage shown below:
$25,000 for (B.I) bodily injuries to 1 person.
$50,000 for (B.I) bodily injuries to 2+ people per occurence.
$25,000 liability to cover the other person’s (P.D) property damage.
Note: Liability coverage covers the other Driver, not yourself. This coverage is to protect yourself from lawsuits that may occure if you are found negligent in an auto accident. Minimum limits required by Texas are higher than many other states but if you have many assets or want a little more protection I suggest increasing these limits to higher level of protection. Raising these limits to 100/300/100 only will cost a few extra dollars monthly. With the cost of healthcare the way it is you recommend you consider taking higher limits regardless of how many assets you have ownership.
There are many other ways to reduce your premiums and it shouldn’t start with taking a minimum amount of coverage.
Texas Insurance Discounts
Here are a few ways you can reduce your insurance costs.
You can combine your home and auto with one company.
Pay for your insurance in full.
Take a higher deductible. (The amount you must pay before the insurance company pays on a claim)
Comparison shop. Our quoting service connects you with an Independent Agent who can compare quotes between several companies.
